Please read these terms before using any of our free tools and calculators.
Important NoticeOur tools provide estimates and general information only. Nothing on our sites constitutes financial, legal, insurance, medical, or professional advice of any kind. Always consult a qualified professional before making important decisions.
By accessing or using any tool, page, or resource on My Pocket Tools or any of its associated subdomains and sites, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our sites.
My Pocket Tools provides free, browser-based utility tools for everyday use including but not limited to:
All tools are provided free of charge with no account or signup required.
The results, outputs, and information provided by our tools are for general informational and educational purposes only. Specifically:
We are not licensed insurance agents, financial advisors, attorneys, or educators acting in a professional capacity through these tools.
We make reasonable efforts to ensure the information and calculations on our sites are accurate and up to date. However, we make no guarantees regarding the accuracy, completeness, or timeliness of any content. Rates, rules, and regulations change frequently and our tools may not always reflect the most current information.
You use the outputs of our tools at your own risk.
All content on our sites including but not limited to text, design, code, graphics, and tool functionality is owned by My Pocket Tools and is protected by applicable copyright and intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.
You agree to use our tools only for lawful purposes and in a manner that does not infringe on the rights of others. You agree not to:
To the fullest extent permitted by law, My Pocket Tools and its owners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our tools or the information provided on our sites.
This includes but is not limited to any decisions made based on tool outputs, any errors or inaccuracies in calculations, or any interruption or unavailability of our services.
Our sites may contain links to third-party websites or display third-party advertising. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. Links do not constitute endorsement of any third-party product, service, or website.
We do our best to keep our tools available at all times but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any tool or page at any time without notice.
We may update these Terms of Use from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of our sites after any changes constitutes your acceptance of the updated terms.
These terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions.